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Financial Tools

What Is An Emergency Fund?
Emergency Fund should contain not less than 3 months worth of living expenses, preferable 6 months’ expenses. Emergency Fund amount does not mean it should equal to your 3 months salary but it must able to pay the rent or mortgage, pay debt, car payment and buy food in case you [...]

time-is-money

Do you know how much is your time worth? Do you know that you can turn time value into potential profits? Wisdom people always said “Time is Money” to teach young generation the importance of time value.

In 2002, a British university professor has proved that time actually is money by calculating a mathematical formula. The [...]