Frugal Living,Simple Life|Saving Money Tips
The current global economic situation has caused anxiety amongst civilians all around the world. Everyone is thinking of ways to save money and how to cut back on expenses without sacrificing normal lifestyle.
Here comes the terms such as frugal living and simple living where people learn to frugal in spending money. Simple life or life is simple means that you apply the frugality but still enjoying the life. There are many simple things that you do everyday but you don’t always take time to enjoy it. Therefore, please change your mindset if you think life is too complicated because life is really simple when you find the truth passion on it.
There are a few saving money tips which lead to the frugality in spending money without compromising too much on your lifestyle. At this time, personal finance plays an important role to ensure your financial planning is on the right path.
Ways To Save Money,The Frugal Living
- Conscious in spending money – Sometimes we do not realise that we can save a lot of money by doing a little thing such as switch off the lights and fan while you are not in use. Fix the home water tap if it’s leaking and the best way is to DIY (Do It Yourself) without hiring other people so that you can learn new skills and save money in the long run.
- Pay Bill One Line and On Time – Please practice a habit to pay the bills on time especially credit bills. Do not delay to pay credit card bills because the daily interest charges on credit card balance is high. Besides that, it is encouraging to pay bill online to avoid traffic jam and sometimes it’s hard to find a parking space at the bank or post office. Pay bill online also save the usage of paper, instead of printing out receipts, save the documents in your computer.
- Go Green, Live Green – Frugal living by going green is a savior of environment and best practice in simple life. Simple steps such as switching to energy saving light bulbs, turn off electric appliances when not in use and install solar panels to produce heat and electricity. These methods can decrease your electricity bill.
- Plan Holidays – Always plan your holidays earlier to save on the cost of flights. If you travel during off season, you’ll get bargain holidays which means that prices of flights and accommodation are far cheaper than peak season. Instead of spending money visiting other countries, you can visit own country to get to know your country intimately. All this might cost you next to nothing and you still having great fun.
- Quit Smoking – By quitting or cutting down smoking, you’ll surprise to discover that you are more healthy and refresh. Knowing the fact that smoking is hazardous especially to your health and your family(second hand smoke), you can save their lives by quitting smoking cigarettes besides saving money.
Apart from the above saving money tips, you might want to read on 10 Money Saving Tips That You Should Know by Money4Invest.Com.
What are other simple saving money tips that you know? Share it with us in the comments. We’d love to hear your thoughts on this related topic.
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This post has 6 comments
May 14th, 2009
Yup yup. Go green can also prefers to choose walk than driving. Save money for petrol at the same time we can take the opportunity to exercise.
For perverts, they usually think of bathing together to save water. :p
Kit Kat’s last blog post..Scoopler real time search engine
May 14th, 2009
@Kit Kat: I love your idea of walking instead of driving. If walking to work seems impossible for you, try to use bicycle. It’s an ideal way to save petrol money and the environment in the long run.
May 18th, 2009
Ya… walking is impossible for me too. :p We should try bicycle like people in China and Japan.
Kit Kat’s last blog post..Twitter is more than just a social garbage dump
June 2nd, 2009
Hi, good post. I have been wondering about this issue,so thanks for posting. I’ll definitely be coming back to your site.
January 31st, 2010
Quit Smoking is a definite Yes. Not only will you have a healthy life, you will also save a ton of money just by kicking that butt.
As a small exercise, calculate the daily dollar value of your smoking habit and see how much you can save per annum. The figure could be astonishing based on your smoking habits.
Besides you will feel a hell lot better about yourself knowing that you don’t pollute innocent non smokers with your second hand smoke as well as you now have good energy to do some productive work.
Quit it man … you will simply love it.
quitsmokingaid´s last blog ..Quit Smoking Drug?
February 2nd, 2010
@quitsmokingaid: Thanks for commenting and giving some great advices to the smokers. I hope all smokers will take this matter seriously and save your life before it’s too late.